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Columbia County Farmers National Bank Privacy Policy In today's world, the ability to access data is easier than it has ever been. To come up with a national standard, Congress enacted the Gramm-Leach-Bliley Act of 1999. This law mandates that all financial institutions protect their customers' private information and regulate access to it. In order to comply with this requirement, listed below is our "Privacy Notice". Should you have any questions, please give us a call, e-mail us, or stop in any office. Our personnel will be glad to discuss it with you. Protecting the privacy and confidentiality of your personal information is important to Columbia County Farmers National Bank (CCFNB) and to our employees. We value your business and the trust you put in Columbia County Farmers National Bank. In order to offer you the financial products and services you seek to obtain, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in the notice.
What Information We Collect We collect nonpublic personal information about you on applications or other forms during the application process, gathered from your transactions and experiences with us, and obtained from other authorized sources, such as consumer reporting agencies. All information collected and stored by Columbia County Farmers National Bank is used for specific business purposes, such as administering your account, complying with state/federal banking regulations, protecting against fraud, and developing a better understanding of your financial needs to provide you with improved products and services. What Information We Disclose We do not disclose any nonpublic personal information about our customers or former customers to anyone except as permitted by law. We are permitted under law to disclose such information about you to other third parties in certain circumstances. For example, we may disclose nonpublic personal information about you to third parties to assist us in servicing your loan or account with us, to government entities in response to subpoenas, and to consumer reporting agencies. We may also disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements, such as a vendor of nondeposit investment products, for example
Our Security Procedures We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Columbia County Farmers National Bank maintains strict procedures and policies to safeguard your privacy. We restrict employee access to customer information to only those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. Internet Usage We do not gather information on individual users on our Web site. We do collect and store information about the name of the domain from which you access the
Internet, such as Compuserve.com or att.net, the date and time you access our site, and the Internet address of the Web site from which you linked to us. Other than that, we collect information on visitors
only in the aggregate and use it for internal review purposes only. This information simply enables us to tell which areas of the site are of most interest to our users, which avenues of site promotion are
most effective, and when peak usage tim
Copyright © 2000 Columbia County Farmers National Bank
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